Apple announced that it will launch a new feature called Tap to Pay on iPhone that allows compatible iPhone devices to accept payments via Apple Pay, contactless credit and debit cards, and other digital wallets, without the need for additional hardware. When will this feature work? What are the currently supporting companies? What are the compatible devices?
Click to Pay will allow merchants to use their iPhone to accept transactions by tapping their phone along with the buyer, which will also be compatible with contactless credit cards. The new feature will arrive late this year, and Apple has already laid out its plans for it, noting that it will be open to multiple payment platforms and application developers, and it will be supported via third-party applications and will not be limited to iOS only, and this is strange as it seems that the monopoly It is starting to break, and it seems that the pressure of the cases has finally paid off.
Apple said the feature will launch in the US later this year and will allow merchants to accept contactless payments through supported iOS apps using iPhone XS or later. Upon payment, the merchant will simply ask the customer to bring the iPhone, Apple Watch, contactless credit or debit card, or other digital wallet near the merchant's iPhone, and the payment will be completed securely using NFC technology.
Currently, merchants who accept contactless payments on the iPhone must rely on additional devices such as Square Reader, which come in different models that work wirelessly or connect to the iPhone's Lightning connector.
As with Apple's announcements of any new feature, they don't advertise it unless they have third parties willing to take advantage of it and show the user what they can do. Apple always makes sure it has a few partners for its initial launch of any major new technology.
Indeed, Stripe will be the first payment platform to offer the “Tap to Pay on iPhone” feature for its business customers, as well as the Shopify Point of Sale application will adopt this technology during the spring, and in turn, the rest of the payment platforms and additional applications will be implemented later this year, according to As mentioned by Apple. Apple stores in the US will roll out this feature later this year. It appears that the feature will be exclusive to the United States at launch, with no other countries mentioned.
Apple hasn't said anything about Tap to Pay support on the iPad, which would be frustrating for merchants who already use these devices as points of sale, an area clearly controlled by Square, and no iPad includes the NFC hardware technology necessary to operate the iPad. Tap to Pay feature.
Apple may plan to deal with that in a future iPad model, perhaps it will announce it at its event next month, where we will likely see the emergence of new iPad Air devices.
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