Apple announced the launch of its service Tap-to-Pay Also known as “Near to Pay on iPhone” in the UAE, this feature will allow iPhone owners to use their devices to easily pay for their purchases. The feature also allows businesses and merchants to accept payments through contactless credit and debit cards, Apple Pay, and other digital wallets using only an iPhone and a partner-supported app without the need for any additional hardware or e-payment devices.
“Near to Pay” feature on iPhone
Apple has announced that its “Near to Pay on iPhone” feature is now available in the UAE. Merchants can use it to accept contactless payments via a dedicated app that works on iPhone XS and later models running the latest version of the operating system.
How Tap to Pay works
When paying, the merchant asks the customer to hold their contactless credit or debit card, iPhone, Apple Watch, or other digital wallet near the merchant’s iPhone. The payment is then completed securely using NFC technology. Most importantly, the merchant does not need any other hardware or components, so merchants can accept payments from anywhere they do business without any hassle.
For privacy, the feature protects the user's personal information. It does not collect transaction information and payment card information is secured and not displayed on the merchant's device. Payment card information remains with the merchant's payment service provider, the payer, and the card issuer. Additionally, Tap to Pay does not collect user names, addresses, or phone numbers.
Finally, Apple said that its payment service works closely with leading payment platforms and app developers in the payments and commerce sector. Payment platforms and app developers can seamlessly integrate the feature into their own apps. Starting today, payment platforms Adyen, Magnati, and Network International in the UAE offer “Near to Pay” on iPhone, and it works with contactless credit and debit cards from companies such as Visa, MasterCard, and American Express.
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